What We Offer
Home Biz Central
Mom's Assistant
Community
Press Room
Affiliate Program
Member Log In
Advertising Info
Blog
About Us
Contact Us
 
  Related Sites

 

 
  Hot News 
HBWM.com was chosen by Family Life magazine
as one of 20 GREAT Parenting Web Sites! 
more>>

Articles for Reprint
by HBWM Founder Lesley Spencer

The following articles are available for reprint provided that you include the author's complete byline and tagline:

 
The Balanced Mom – Fact or Fiction?
by Lesley Spencer, MSc. – Founder & President, HomeBasedWorkingMoms.com

It’s a pretty well known fact: Moms are pulled in many directions and their to-do list almost never gets completely crossed off. There’s the kids, the husband, the house, the chores, the errands, the laundry, the meals, the appointments, the kid’s activities, the birthday parties and on and on. It’s an intensive job that requires some great time management and organization to ensure that everything gets done (or almost everything), and there’s still enough time to spend relaxing and enjoying your family.

Here are some tips to you find some balance:

· Use a calendar to stay organized. Keep track of home, school and work activities and appointments on your calendar. It may work best to use a desk calendar that you can take with you as well as set calendar reminders in a program such as Outlook to remind you of certain repeating activities, practices, birthdays, bills to pay, etc.

· Be a team. Ask for help when needed and offer help where needed. Perhaps one week you can be in charge of homework or baths and the next week your spouse can. Come up with mutually beneficial plans to help your family function and have lots of time for family fun!

· Let go of guilt and know that you cannot possibly do everything. Whether you need to hire a housekeeper, order take out or say no to a volunteer request, know that you are doing what’s best for you and your family but not overextending yourself and putting unnecessary burdens and expectations on yourself.

· Schedule a weekly date with your spouse as well as individual time with your kids. Also make time for yourself. Do not let one area of your life dominate the rest.

· Use your evening time wisely. Instead of plopping down in front of the TV, go on a long walk with your spouse and/or your kids. Have a picnic dinner in the backyard. Play a game or do something that enables you to really connect with your family.

· Be a smart shopper and meal planner. Buy cookbooks with quick, healthy meals or meals that you can double and freeze for another night. No need to do it all every night.

· Know that you can always adjust and change your options. If the choices that were right for you last year are not as good this year, reconsider and re-evaluate all of your options. Talk it over with your spouse and close friends. Then decide what is best for you and your family today. Take life by the horns!

· Stay flexible. Just as your children grow and your marriage matures, your individual, career, family and marriage needs will also grow, change and develop. Stay open to changes and realize that growing with each of these areas will be fresh, exciting, challenging and probably at times, frustrating and tiring.

· If you work, remember in the end it is not going to matter how much you dazzled your clients or employer with long hours if you miss out on treasured moments with your children and your spouse. Remind yourself to check in occasionally on where you are spending your time…. and where you are not.

· Do what’s best for you and your family. Don’t allow others to dictate what the best option is for you and your family.

With these tips and your own tried-and-true ones, you will find that being a balanced mom is not fiction. It truly can be fact. It just takes planning, delegating, flexibility, a positive attitude and some great organization. As a mom, I can proudly say and I’m sure you would agree: There’s no better or more rewarding job in the world!

Copyright HBWM.com, Inc. 2006

Lesley Spencer is the founder and president of the national association of Home-Based Working Moms (www.HBWM.com), the HBWM.com, Inc. Network of Websites and author of the Work-at-Home Workbook. She has a Master's Degree in Public Relations and has been featured in numerous media outlets including CBS News, Forbes, Business Week, Parents, Wall Street Journal and USA Today. She has been working from home for over 11 years and has two children whom she absolutely adores!

 

Choose Now a Holiday of Significance … (and Less Stress) for Your Family
by Lesley Spencer, MSc; Founder & President – HomeBasedWorkingMoms.com
 
During the holiday season, time is a prized commodity and the preciousness of family is (hopefully) paramount in our minds. How is it then that we get so carried away with things that are not of lasting significance? I wonder too. Are you ready to make a change? Let’s tackle this now and relax sweetly into the holiday season while visions of sugarplums dance in our heads.
 
First, take some time now to discuss with your family what you truly want out of the holiday season this year. Perhaps it is a good time to introduce or reinforce the original meaning of Christmas (or whatever holiday you celebrate). Maybe this is the year your family breaks the cycle of overspending and chooses a simpler holiday that involves more time with family and friends.
 
For instance, I know one family who chooses to give three gifts to each child for Christmas representing the three wise men’s gifts at the birth of Christ. The other giving that is done is to those less fortunate. The focus in this family is on the original meaning of Christmas – the celebration of the birth of Christ and enjoying time with loved ones.
 
Another way to get more significance out of your holiday is to create and enjoy some family traditions. Do your children look forward to certain things each holiday? A few of my children’s favorite holiday traditions include making a gingerbread house, baking Christmas cookies, watching Christmas movies by the fireplace and decorating our Christmas tree while drinking hot chocolate and listening to our favorite Christmas CDs. Childhood memories themselves are a precious gift to give our children.
 
Here are some ideas in case you are looking for some new traditions to start:

  • Go Christmas caroling with your friends or neighbors
  • Roast chestnuts over an open fire
  • Make Reindeer food (dry corn, glitter, bird seed) and have your children scatter it on the lawn on Christmas Eve
  • Make Christmas ornaments to keep or give as gifts
  • Attend church service on Christmas Eve
  • Have everyone put on their favorite PJs and drive through town to view Christmas lights while singing (or listening to) your favorite Christmas songs.
  • Go to a Christmas play or to a live nativity scene.

In addition to family traditions, here are some other ideas of holiday significance your family can try:

  • Adopt a needy family or elderly person to brighten their holidays.
  • Take cookies to a nursing home and have your children sing carols.
  • Sponsor a child in another country for the holidays and beyond at: http://www.compassion.com.
  • Deliver homemade goodies with a smile to the homeless or those less fortunate.
  • Invite single neighbors or friends to holiday activities.
    Work in a soup kitchen feeding the hungry.

And for gift giving, celebrate less gifts and more substance with these ideas:

  • Give coupons for free childcare to a couple that could use some time alone.
  • Give “gift certificates” for a hot meal prepared by your family.
    Draw names instead of purchasing for everyone in your extended family.
  • Give to a charity on behalf of a family member. Check out: http://www.charitygiftcertificates.org/ and http://www.justgive.org/.
  • Help hungry families feed themselves at: http://www.heifer.org/
  • Have a silly (White Elephant) gift exchange instead of buying presents. Ask everyone to bring something from home that is no longer wanted and needs a new home. (The sillier / funnier the better.) When everyone gathers, draw numbers to see who picks a gift first. Follow in order until everyone has a gift. The person whose turn it is can choose to take a gift already opened instead of choosing a wrapped gift. If so, the person whose gift was taken gets to pick a new wrapped (or open) gift. Continue until everyone has had a turn.

Just remember whatever your family chooses, choose to create lasting and warm memories that you and your family will cherish for a lifetime. Our families and our time together are precious!

Lesley Spencer is founder and president of the national association of Home-Based Working Moms (www.HBWM.com), the HBWM.com, Inc. Network of Websites and author of the Work-at-Home Workbook. She has a Master's Degree in Public Relations and has been featured in numerous media outlets including CBS News, Forbes, Business Week, Parents, Wall Street Journal and USA Today. She has been working from home for over 10 years and has two children whom she absolutely adores!


Got Substance… With Your Child?
by Lesley Spencer, MSc; Founder & President – HomeBasedWorkingMoms.com

How would your child answer the question, “Who knows you better -- us or your friends?"

We hope our children answer us, but would they?

What about those deep conversations with your son or daughter that truly allow you into their world. Do you know the last time they cried or why they cried? Do they come to you with celebrations or things they are excited about? Or do they go to their friends? Where would they go in a crisis? Do they consider you a safe place to come if they needed help or guidance in their life? What about just to share a unique joy or something fun that happened during their day? Who would be the first person they would tell?

If your kids would not come to you, perhaps now is the time to make that an appealing and natural option for them. What are some ways you can enter into your child's life and really become part of their world?

Here are a few suggestions. The idea is to spend time with our children strengthening our relationship and opening the lines of communication with them.

· Parent / Child Date Night - This could be dinner out or simply asking your child what he or she would most want to do with you on your special night out. If possible, treat each child to his or her own date night with mom or dad.
· Boy’s / Girl’s Weekend Away – This could be an inexpensive camping trip or a hotel getaway for just the boys or just the girls.
· Family Game Night – A great way to get the family laughing and having fun. Interacting as a family strengthens your bond and opens the lines of communication.
· Dinner Time – Make it a point to eat dinner together every night if possible. Start a tradition of discussing the best thing that happened that day or what you are most thankful for that day – anything to get a positive conversation going with your family.
· Ice Cream Fun – Make your own or go out for ice cream and enjoy discussing events and people in your kid’s lives. Ask about their day. What was fun or what was hard about their day.
· Girl’s Manicure or Pedicure Fun – Most girls enjoy pampering so mom and daughters get out some nail polish and have some fun or head to a salon and get pampered.
· Boys and Balls. Get out the football, baseball or basketball and use this time to engage your son and enter into his world through the love of sports (or whatever hobby he or she may have).
· Mission Trips – My 10-year-old daughter and I participated in a mission trip to Mexico this year. It was a great bonding experience and a great way to more fully appreciate the many blessings in our lives. (You can learn about available mission trips by searching the Internet.)
· Family Camp – Probably the most powerful bonding experience I have had with my kids is family camp. This is our fourth year to go to family camp and it is the most anticipated and enjoyed event of the year for my kids. The camp we go to well balanced with focused time with God and Bible lessons, family time, couple or individual time and group fellowship time. There is no shortage of fun, adventure and relaxation. I can think of no better experience for families than to spend a week growing spiritually and bonding as a family.

Lesley Spencer is founder and president of the HBWM.com, Inc. Network which includes: http://www.HomeBasedWorkingMoms.com, http://www.WorkAtHomeKit.com, http://www.edirectoryofhomebasedcareers.com, http://www.momsworkathomesite.com, http://www.HBWMconferences.com, http://www.HBWMcanada.com and http://www.HireMyMom.com (coming soon!). She has a Master's Degree in Public Relations and has been featured in numerous media outlets including CBS News, Forbes, Business Week, Parents, Wall Street Journal and USA Today. She has been working from home for over 10 years and has two children whom she absolutely adores!
 


To Stress or Not to Stress?
by Lesley Spencer, M.Sc.
Founder & President of HomeBasedWorkingMoms.com

Today it seems that no matter who we are or what we do, we have more stress in our lives than our parents or grandparents did. There are many factors and demands that cause stress in our lives: things such as demanding careers, relationship conflicts, financial worries, health concerns, parenting challenges, legal issues, fear of the unknown and so many others.

If that were not enough, the stress and worries these situations cause further diminish our ability to function well and to be healthy. In fact, stress can cause depression, fatigue, irritability, withdrawal, insomnia, appetite changes, head aches, lower sex drive and many other ailments and diseases. Some studies suggest that as much as 80% of all major illnesses are attributed to stress. Take note of that again -- as much as 80% of all major illnesses are attributed to stress! It is quite obvious -- stress is NOT good for us, and we are wise to get rid of as much of it as possible.

So how do you do that? First, do you know what things in your life are causing you stress? Think about it and write down those things. Next, go through your list and write possible solutions and ways to ease stress for each of those stress causers. Then, make a plan to do those things. That plan may look like a daily reminder that you read, post-it notes on your computer or a daily quiet time of prayer.

For those stress items that we cannot remove from our lives and for the unexpected stress that creeps into our lives, try these tips:

  • When you feel tense or stress, stop what you are doing, close your eyes and take several deep breaths. Inhale slowly counting to 10 and exhale slowly counting to 10. Try to do this at least three times. You may need to do this several times a day.
  • Start an exercise program. You may be amazed how much stress is relieved when you exercise. The endorphins that are released can reduce your stress, improve your mood and give you an energy boost.
  • Play relaxing music or soothing sounds that calm and relax you.
  • Plan a day off or at least plan some time just for yourself and do whatever is relaxing to you: sleep in, lay in a hammock, have coffee with a friend, take a bubble bath, have a glass of champagne, go for a hike, get a manicure or read a book.
  • Count your blessings. Record things you are happy and thankful about. Read them daily and add to your list as you recognize new blessings and things to be thankful for. The goal is to have a longer “thankful” list than “stress” list. Focus on the positive and remind yourself of the positive things in your life often.
  • Simplify your life. Are there unnecessary things in your life that you could remove? Are you over-extended or over-committed? Are their things in your life that you can outsource to simplify your life? Are your children in more than one extra-curricular activity? Is that adding more stress than is worth it?
  • Find more joy. Are their things that can truly add joy to your life? What are they? Are you focusing too much on work or negative things in your life? Are you taking time to stop and enjoy your life, your family, and your children?

Make today the day for new beginnings and for removing as much stress from your life as possible. Find joy. Make joy.

Lesley Spencer is founder and president of the HBWM.com, Inc. Network which includes: http://www.HomeBasedWorkingMoms.com, http://www.WorkAtHomeKit.com, http://www.edirectoryofhomebasedcareers.com, http://www.momsworkathomesite.com, http://www.HBWMconferences.com, http://www.HBWMcanada.com and http://www.HireMyMom.com (coming soon!). She has a Master's Degree in Public Relations and has been featured in numerous media outlets including CBS News, Forbes, Business Week, Parents, Wall Street Journal and USA Today. She has been working from home for over 10 years and has two children whom she absolutely adores!


Summer Sanity for Moms Juggling a Home-Based Career
By Lesley Spencer, MSc

Founder & President, HomeBasedWorkingMoms.com

The relaxed pace of summer is peeking just around the corner. And it is definitely welcome to many of us, but the challenge and sometime stressful moments of balancing motherhood and work is not always so welcome.

Like much of motherhood, being flexible is key and planning in advance is a necessity. To help you make this summer the best it can be with as little stress as possible, here are some tips for balancing your many roles during the summer:

-- If you don’t have a laptop, now is a great time to consider getting one especially with wireless Internet connection. You can work just about anywhere with your laptop and wireless connection. That means portability to work in any room in your home as well as work at locations in public with wireless connection – coffee shops, public parks, airports, shopping areas, skating rinks and more.

-- Take convenience a step higher and make your laptop your desktop computer by using a docking station. A docking station allows you to still use your monitor and keyboard like a desktop without the hassle of using two computer and transferring files and emails back and forth. Laptop prices have dropped dramatically and some laptops are as low as $500 while docking stations start around $60. Now may be the time to make your business work around your busy life more than ever.

-- If you know your workload is going to be overwhelming, start planning now what you can delegate. Perhaps, its time to hire a Virtual Assistant to help you in your business. There are many talented, capable VAs who can do anything from word processing to data entry, to answering calls to respond to email to much more. You can search for them and other talented home-based moms in a variety of professions at: www.HBWM.com/memberdir.

-- Technology is a great thing. Look into what you can automate in your business. Perhaps you can set up autoresponders when someone purchases or requests something from your website. A few sites that offer automation solutions include: http://www.1automationwiz.com and http://www.autoresponseplus.com.

Even with more portability, moms need some time to work, relax, rejuvenate or just catch a breath. So what to do with those sweet cherub-like children squealing and running underfoot?

-- Check out the summer camps in your area. These days there are camps for just about everything from sports to art to acting to science. Check your local parenting publications. Many of them have summer camp guides.

-- Kid Swap? No, this isn’t a bad, new reality TV series. It’s an opportunity to pre-arrange some play date exchanges with your trusted friends and neighbors. Kids get to play and have fun and moms get an opportunity to catch up on work or find a little time for relaxation.

-- Consider a Mom’s Helper. They can be great playmates and keep your kids occupied while you work. You may hire someone once a week, every morning or whatever your schedule and work requires.

With a little planning and forethought, you can make this summer not only less stressful but actually enjoyable and fulfilling. Take time now to get yourself ready. You and your kids will be glad you did.

Lesley Spencer is founder and president of the HBWM.com, Inc. Network which includes: http://www.HomeBasedWorkingMoms.com, http://www.WorkAtHomeKit.com, http://www.edirectoryofhomebasedcareers.com, http://www.momsworkathomesite.com, http://www.HBWMconferences.com, http://www.HBWMcanada.com and http://www.HireMyMom.com (coming soon!). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal and USA Today. She has been working from home for over 10 years and has two children ages 10 and 8.


10 Money-Saving Tips for Home Businesses
By Lesley Spencer, MSc.
Founder & Director of www.HomeBasedWorkingMoms.com

One of the most common obstacles many home-based working moms face is trying to start or run a new business on a limited budget. The first few years of a business are usually the hardest financially. Some moms leave full-time careers and substantial salaries to start a new business. Others start a home business as stay-at-home moms wanting additional income to support their family as well as a professional outlet to balance their diaper-changing days.

In either case, starting and running a home-based business takes money. How much money, will depend partly on you and the type of business you choose to run.

Below are our top 10 tips to save you and your home business money:

1. Do your own market research by talking to potential clients or customers. Many new home business owners skip this step only to come back to it later (or wish they had). Those who start businesses without doing any type of research risk the possibility that their target market doesn’t need or want their particular product or service. The competition may be too fierce. There may not be enough potential customers to support the business. Or the product isn’t priced correctly. It is just as important not to price your product too low as it is not to price it too high. Talk to others in similar businesses as yours to see how much they charge and what they offer for that price.

2. Team up with other non-competitive businesses that target the same market to do some co-marketing. For example, desktop publishers and print shops can do a direct mail campaign together advertising both of their services or buy an ad in a local publication and split the costs. Neither is in competition with the other. They also can hand out business cards or flyers for one another as well as give word-of-mouth referrals. It’s a great way to double one’s marketing efforts while splitting any advertising costs.

3. When you have a satisfied customer, don't be afraid to ask for referrals. People like to help others especially new businesses trying to succeed. Show pride in your work and people are sure to notice. And when they do, ask if they know any others you can send a brochure or sample to. Another great way to encourage referrals is to offer a discount or special offer for any customers who are referred to you.

4. Barter or trade your services for other products or services you need. Associations and organizations are not only great places to network; they are also great for finding businesses that offer services and products you need. Look for businesses you could help with your product or service and offer to barter or trade for theirs. (Be sure to check with your tax professional for tax issues involving bartering and trading.)

5. Find another home-based working mom to swap babysitting with. All home-based working moms need some dedicated time to work on their business tasks. By swapping with another mom, both can work on their businesses without adding to their childcare costs.

6. When buying new office equipment, go to a place that offers a low-price guarantee. You can save time and money by shopping at places that will refund any difference in price if you find the product cheaper elsewhere.

7. If you are looking for computer equipment, consider buying used equipment. Look in the classifieds and talk to others that may know someone looking to upgrade. Ask for warranty information and make sure the machine is in good working condition. Also take a look at the computer companies offering refurbished machines. Some are priced accordingly and usually come with some type of warranty.

8. Send postcards for direct mail solicitation. They are cheaper to print and less expensive to mail. Another advantage is that they are more likely to be read since they take no effort to open.

9. If you hire sales help, pay by commission only so you only spend money if you make money. A salesperson can increase your sales without adding any up-front fees or salaries.

10. Use pre-printed design papers for letterhead, brochures and business cards if you only need a small amount. The papers can be found at most large office supply stores, and they are great for new businesses trying to get started on a small budget.

These money-saving ideas should help with your budget but new business owners also need plenty of drive and determination to succeed. It takes time to develop and grow a business so be patient and give it all you’ve got!

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com), the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada
(www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.


10 Tips for Avoiding Home Business Scams
By Lesley Spencer, MSc.
Founder & Director of www.HomeBasedWorkingMoms.com

Starting a home business has become a wonderful and attractive alternative for parents across the country. With the advent of the Internet, email and cell phones, working at home has been a very viable option. No other alternative allows parents the opportunity to create their own hours and work around their children’s schedules while earning an income. But before investing in any home business opportunity, it is wise to take appropriate steps to research the opportunity and the company. Unfortunately, there are deceitful businesses ready to take advantage of parent’s deep desire to be at home with their children.

1. Research the company and always check them out with the Better Business Bureau (http://search.bbb.org/search.html) located in their city.

2. Ask for at least three references of people they have worked with. Call each person and ask about his or her experiences with the company.

3. Be cautious of any company that asks for money for a work-at-home job (such as money for registration, applications or instructions).

4. Don't be fooled by ads claiming you can make large amounts of money in short periods of time. And be cautious of companies that require you to sign up immediately. If it sounds too good to be true, it usually is.

5. Get specific information in writing from the company such as how long they have been in business, where they are located (not just a P.O. Box), how many customers they have, what their refund policy is (read it thoroughly), how long it takes to get paid and if there are any restrictions on payments, etc.

6. If you do invest in a business opportunity, use your credit card instead of cash. It may be easier to dispute the charges with your credit card company rather than trying to get your money back from a fraudulent company.

7. Research current scams on web sites such as ScamBusters at: http://www.scambusters.com.

8. Call the National Fraud Information Center at (800) 876-7060 for information or visit their web site at: http://www.fraud.org.

9. Report any scams or fraudulent companies to the Federal Trade Commission http://www.ftc.gov, your state's Attorney General and the National Fraud Information Center, PO Box 65868, Washington, DC 20035, (800) 876-7060.

10. Don't invest in any opportunity that you are not sure about. Instead, find something that you are interested in and will enjoy doing. (Do what you love, and the money will follow.)

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com), the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada
(www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.


A Thankful Attitude Can Change Your Entire Outlook
By Lesley Spencer, MSc.
Founder & Director of www.HomeBasedWorkingMoms.com

Have you ever known anyone who is always happy and cheerful? Do you ever wonder what in the world they are so happy about? I’d believe we could all be that person. I have a feeling those cheerful people, regardless of their circumstances, have more joy and happiness in their lives because they’ve decided to be positive and thankful.

We tend to be bombarded with “stuff” in our lives, and the busyness and distractions can cause us to be overwhelmed. So how do you get past all the “stuff” and have a positive attitude? I think one way is to start your day with a thankful attitude. Take just a moment and think of at least five things you are thankful for. It may be your health, your home, your spouse, your children, your church, our freedom, children’s laughter or something else dear to you. When you take time to focus on the positive things in your life, the “stuff” tends to decrease and you are able to see life in a more positive way.

We all have problems and troubles in our lives, but worrying about those things does not take them away. Having a positive attitude, doing what you can to solve the problems or asking for help are the only things you can do.

We’ve asked some Home-Based Working Moms what they are thankful for. Here is what a couple of them shared:

“More than anything in the whole world, I am thankful for the opportunity to stay home with my two children. I never in my wildest imagination thought I would leave the corporate world to be an at-home mother but now I can't picture being anywhere else. Working a home-based business has given me a chance to witness things I didn't know would touch me in such a deep way. I have been able to see first steps, watch wobbling first bike rides and be there for each new discovery in my children's lives. Making the choice to start a home-based business has changed who I am. And I really want to pause more to just appreciate the blessings I so often take for granted,” Amy Reynolds, of FamilyIsTheKey.com in Kansas City, Missouri shares.

Heidi Whyte of Coeur D' Alene, Idaho adds, “I am most thankful for the blessing of my little girl Caitlyn. I thank God everyday that she is mine. Her hugs and kisses are all the thanks I will ever need. I also am thankful to have such a wonderful, supportive, loving husband. I truly appreciate his patience and understanding.”

So what about you? Have you come up with at least five things you are thankful for? I don't believe it will be hard and the smile that grows on your face will likely be contagious to all of those around you.

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com), the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada
(www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.


Checklist for Starting Your Home Business

By Lesley Spencer, MSc.

Founder & Director of www.HomeBasedWorkingMoms.com 

 

Once you have decided on your home business, you will need to take steps to set it up. The following checklist should help you get your business off the ground.

 

q     Before you begin your home business, check the zoning ordinances in your area. Call your city or county government (usually the planning department, building inspector or zoning administrator) to check zoning rules. Your neighborhood also may have restrictions.

q     Decide if you will be incorporated. Talk to a lawyer and check out books on the subject such as, John Kirk, Incorporating Your Business, TPR Publishing. Also decide if you will need patents, trademarks or copyrights on your work.

q     If you will be incorporated, a partnership or have employees, obtain an Employer's Identification Number (EIN) through the IRS. Also if you have employees, call the Employment Commission for information on unemployment taxes you must pay.

q     Determine if you should charge sales tax on your product or service (by calling the State Comptroller's office in most states).

q     Register your business name. Contact your county courthouse. (DBA-Doing Business As)

q     Obtain any state or federal licenses if required by your business.

q     Set up your business checking and savings accounts. You may want to deduct a percentage of your earnings to set aside for taxes. Shop around for banks that don't charge monthly fees (such as credit unions).

q     Obtain a separate business telephone line.

q     Order business stationary and cards. If you need small quantities, consider using pre-printed paper.

q     Talk to your insurance company about additional insurance to cover your business equipment, inventory, liability, etc.

q     Meet with a CPA regarding tax and accounting issues. They may be able to point out deductions you may be eligible for and help you better understand tax issues.

q     Keep complete and separate records for your business. Record each sale, invoice, receipt, payroll, expense, etc. Keep copies of all receipts, invoices, cancelled checks, etc. Record your business mileage in a daily log book that you keep in your vehicle.

 

Be prepared to start your home business by:

 

·         Developing a business plan.

·         Making contacts and networking for clients and customers before you begin your home business.

·         Checking on health insurance costs and options.

·         Running your business part-time if you need the security of your job.

Have financial resources if needed to carry you through the first several months of starting your business.

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com), the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada
(www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.


Is it Time for a Priorities Check Up?

By Lesley Spencer, MSc.

Founder & Director of www.HomeBasedWorkingMoms.com

Working from home is a dream to many people. And its true, it comes with many benefits. Working from home enables moms to plan their day around children’s needs and schedule. Having the freedom and flexibility to attend school functions, play paper dolls at 11:00 a.m. or have an afternoon tea party in the middle of the living floor are all luxuries of working from home. Working at home is great, but be aware, priorities can get blurred.

Our society admires successful people. Many people are driven to make a lot of money or to be well known in their industry so they can be considered successful and worthy in people’s eyes. However, it may be more accurate to believe we are truly successful when we are happy and content right where we are. The constant pursuit of more or envying others’ possessions does not bring contentment. It brings depression and envy. If you’ve ever seen celebrities, who are rich and have “everything”, you’ve probably noticed many seem empty and unhappy. Having it all isn’t about money or possessions. It’s about people and the relationships you build in your life. Happiness is also about being content with what we have.

A home business can consume you. If you have your own home business, you have to use caution not to let that desire for success or money consume you or make you lose focus of your priorities and the people in your life. The thought of success or making a ton of money can cause us to forget what’s really important.

Thinking ahead five years, will you be most proud that you made a certain amount of money or that you enjoyed your children while they were young? Will you think back to all the rushing around and quick meals and wish you’d spent more time enjoying life? Will you have spent time together with your spouse building a strong marriage? We know good marriages don’t just happen. They take work just like everything else. Will your family life be healthy or will everything be on the back burner while you make millions and become “successful”?

We must take a look at our lives and how we are living often. It is so easy to let day-to-day life consume us.

Are you happy? If not, why? Are your priorities in line? Are you placing a priority on your faith and your family or is your business consuming your life? Is it time to re-prioritize things?

Don’t put your happiness and your family on the back burner. Family and our time together are too precious to waste.

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com), the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada
(www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.



Parent's Report Card Time
by Lesley Spencer, MSc

 

A friend recently told me that he took his son out for a burger. While they were eating, his son said, “Dad, do you know why I am eating so slow?” His dad said, “No. Why?” And his son replied, “So I can have more time with you.”

 

Wow. Those are powerful, thought-provoking words. Kids need their parents. Kids desire their parents. They want our attention. They want our affection. And kids need our unconditional love and acceptance.

 

How are you doing in that area? Maybe its time for us as parents to get a report card. What type of grade would you give yourself in the following areas? And perhaps more importantly, how would your children grade you? Take a moment to grade yourself and if you are up for it, ask your children to grade you as well.

 

q       I praise my kids when they make good choices.
_A _B _C _D _F

q       I look for opportunities to encourage my children. I’m their best cheerleader. _A _B _C _D _F

q       I point out their strengths and build up their self-esteem any chance I can. _A _B _C _D _F

q       I comfort them in their disappointments. _A _B _C _D _F

q       I enter into my child’s world by sharing time and talking with him or her daily.  _A _B _C _D _F

q       I apologize to my kids if I respond in anger or make a mistake as a parent. _A _B _C _D _F

q       I ask questions instead of jumping to conclusions.
 _A _B _C _D _F

q       I let them know I am a safe place if they need to talk.
_A _B _C _D _F

q       I look for teachable moments to teach my kids strong values. _A _B _C _D _F

q       I try to role model healthy, moral choices for my children.
_A _B _C _D _F

q       I don’t withhold affection, praise or attention from my child as punishment.  _A _B _C _D _F

q       I don’t put unrealistic expectations on my children.
_A _B _C _D _F

q       I discipline in love, not in anger. _A _B _C _D _F

q       I let my children know they are loved unconditionally and without qualification. _A _B _C _D _F

 

A statement that has stayed with me for a long time is “Rules without  Relationship = Rebellion.” Creating and maintaining lasting, deep, trusting relationships with our children is not quick, and it is not easy. But is it worth it? I think you know the answer.

 

There are definitely areas I need to improve in as a parent. How about you? Like our children, we will get another report card. If you need to improve in some areas, take some time to work on them. 

 

One thing I make sure to tell my children often is that there is absolutely nothing they can do to make me love them any less. Sure, they can cause me to be disappointed, very disappointed, and even angry. But my love for them will never lessen. And my kids know that. To me, that deserves an “A”. 

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com) the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada (www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.


Tips for Staying Fit and Healthy at Home
By Lesley Spencer, MSc.
Founder & Director of
www.HomeBasedWorkingMoms.com


Many Americans these days are finding themselves out of shape and overweight. Why is that? The bottom line is we are taking in more calories than we are burning. It takes a conscious effort to reduce calories, eat healthier and get regular exercise.

Exercise does not have to be a dreaded word either. The good news is that exercise gives you more energy, stress relief, better health, clearer focus, sharper mind, better sleep, better bone health, better sex life, and it decreases the risk of cancers, heart attacks and heart problems. Forget the benefits of just looking good and realize exercise not only makes you feel good, it can help you live a longer, healthier life.

Here are some tips to get you on your way to a healthier lifestyle:

  • Put your workout clothes on first thing in the morning. You'll feel more "obligated" to exercise once you are dressed in your workout clothes.
  • Use music to energize and motivate you to exercise. Get a few great CDs that energize you. Turn it up and jam out! The music will motivate you and help the time pass by more quickly!
  • Always keep a water bottle and a healthy snack with you. When you get hungry, go for the healthy snack instead of heading to the pantry. Try to keep your water bottle full so that you can drink plenty of water throughout the day.
  • Follow the two-bite rule. If there's something you absolutely must have, take two bites and be done! You'll get your fix and be proud of your will power to put it down!
  • No time for exercise? Make a goal to walk for 30 minutes at least three times a week. You'll find if you make it a priority, you can fit it in. Try going right after breakfast or after taking your kids to school.
  • Need to be motivated to exercise? Find one or two workout partners to motivate one another. If you don't have anyone near by, find a virtual workout buddy on the HBWM.com Self-Care message boards. Share successes, motivate one another and just enjoy doing something for yourself!
  • Keep a diary of what you eat for a few days. Calculate your intake and decide where you should cut back. (You can find nutritional charts on the Mom's Assistant section of HBWM.com.)
  • If you have cravings for something sweet, try eating something tart to curb the craving such as a pickle. If you crave crunchy salty snacks, try having an apple instead.

Take the leap. Commit to exercising a few days a week and before you know it, the benefits will be their own motivator! You will feel better, look better and be better.

Lesley Spencer is founder and director of the HBWM.com, Inc. Network which includes: the national association of Home-Based Working Moms (www.HBWM.com), Mom’s Work-at-Home Kit (www.WorkAtHomeKit.com), the eDirectory of Home Based Careers (http://edirectoryofhomebasedcareers.com), Mom's Work-at-Home Site (www.momsworkathomesite.com) and HBWM Canada
(www.hbwmcanada.com). She has a Master's Degree in Public Relations and has been featured in numerous publications including Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Family PC and many others. She has been working from home for over 10 years and has two children ages 10 and 8.

 

 

 


Get Your Free Issue
A Free Weekly eNewsletter to help Parents Spend More Time With
Their Children
Work-at-Home Jobs Delivered To
Your Inbox

First name

E-mail address

Plain text HTML


  Did You Know?
HBWM has been featured in Parents, Forbes, Wall Street Journal, USA Today, Home Office Computing, Parenting, Business Start-Ups, Baby Magazine, Family PC and many others!
more>>

 

 
  GROW YOUR BIZ!
  • Monthly Print Newsletter
  • National Publicity Opportunities
  • Free Ads in Newsletter
  • Networking & support from hundreds of other HBWMs
  • Mom-Owned Business Listing
  • Discussion Listserv
  • Free eBooks
  • Networking Listings in eNews
  • Member Spotlights
  • Corporate Discounts
  • & Much More. 

JOIN HBWM NOW!
A $280 value for only $69!
more>>

 
 
Home   Bookmark Us  Disclaimer   Privacy Policy   Advertise   About   Contact   Site Map 
Copyright 1997 - 2008.  HBWM.com, Inc. Network  All rights reserved.

Merchant Services